PRIVACY POLICY

DATA PRIVACY POLICY

  1. Ensuring Customer Data Confidentiality
The website bsmi.am ensures the confidentiality of your data. The Privacy Policy document outlines how Bsmi.am uses or discloses the information received about you, which is collected through your interaction with Bsmi.am, including registering on the website, visiting the office, or through other means.

To best protect your data privacy, we present the Privacy Policy document, outlining our information policy and the methods by which your personal information is collected and used. This document is always available on the Bsmi.am website ("Website"). The Website can also be accessed from any mobile phone or device. By using the Website, you agree to all the terms and conditions of the Privacy Policy document.


2. Information We Collect
Information refers to any data you provide to us or that we collect from other sources, including applications, surveys, and forms you fill out by giving us personal data. This includes your name, gender, date of birth, postal or email address, phone number or fax number, social security number, or bank account number.

This Privacy Policy also applies to all collected and displayed information on the Website. The information may also include data collected through the use of web servers, web browsers, sessions, cookies, IP addresses, Pixel Tags, or other technologies ("Information"). The information may also include details related to the transactions you have made, as well as demographic and non-personal generalized information.


3. We Use the Information to:
  • Process your inquiries and respond to any questions you may have,
  • Provide you with relevant services,
  • Send you marketing information you may find interesting, including advertisements and special offers,
  • Notify you of important updates about services of interest to you, as well as changes to the Terms and Conditions and Privacy Policy,
  • Verify your identity and/or location to deliver appropriate services,
  • Enable you to participate in surveys, market research, lotteries, contests, and other promotional events. Many of these events may have their own rules and require additional information,
  • Inform you about marketing and promotional activities (via electronic means or otherwise),
  • Customize our offers to meet your needs,
  • Verify your (or your representative's or agent's) identity and/or location to provide relevant services,
  • Develop new business proposals based on data analysis and auditing, introduce new products or services, enhance our Website, improve current products and services, identify new market trends, and assess the effectiveness of our advertising campaigns,
  • Manage our risks and ensure our conduct aligns with applicable laws and legal regulations,
  • If necessary, forward your inquiries to our partners, agents, and vendors to properly respond to your requests and deliver services,
  • By accessing your information, such as receiving location data from your mobile device, allow you to benefit from the features of our Website.

4. Information We Share
When you acquire our services online, certain information is required from you to complete your request. Your information is used to process your membership application. We may share the information you provide with our marketing and other partners, as well as organizations that engage in daily business transactions with us. From time to time, we may allow our partner organizations to send you offers about their products and services. These organizations that may receive your information could include financial institutions, such as banks, credit, and insurance companies, as well as non-financial companies involved in retail and wholesale sales of goods and services, travel agencies, and independent marketing firms.
We may disclose your information within the scope permitted or required by law. All organizations that are not part of our branch and provide services are required, by written agreement, to maintain the confidentiality of your information and use it only within their authorized scope.
We do not sell your information.

5. Other Online Information

Other information ("Other Information") refers to a collection of data acquired online that does not reveal your personal information. This may include information collected from browsers, web server logs, cookies, web pixels, and other similar methods. For the purposes of this Privacy Policy, Other Information is considered part of the Information you provide.


6. How We Use Other Information

We use Other Information for business proposals, which may include personalized product and service offers tailored to your needs.


7. Advertising
We advertise our services on our Website, as well as on other websites that have no affiliation with us. These types of advertisements may appear as banners, text/internet page pop-ups, targeted ads, and others. We also use social media platforms for advertising campaigns. The information collected through these types of advertisements by us or third parties ("Advertising Service Providers") includes website visit statistics, search engine results, and the outcomes of advertisements on the Website.

8. Service Providers
You should be aware that we use service providers (Service Providers/Suppliers), including Advertising Service Providers, to support our online and offline operations. The information you provide to us may be shared with Service Providers on a confidential basis, so they can offer services to us, such as managing databases, sending emails on our behalf, and assisting with promotions and advertising activities.

9. Data Security Maintenance

We understand the importance of safeguarding your Information. We implement appropriate measures to protect your information from unauthorized access. However, the security of information transmitted over the internet cannot be 100% guaranteed. Therefore, although we strive to protect the information you provide to our Site, please be aware that Bsmi.am and its Service Providers are not liable or responsible for any issues arising during transmission, including data exposure, unauthorized third-party access, or other consequences beyond our or our Service Providers' control.


10. Links to Third-Party or Co-Branding Websites

Our Site may contain links to third-party websites or be part of co-branded partnerships. Please note that Bsmi.am is not responsible for, nor does it control the privacy policies of other websites, regardless of whether they are affiliates or co-branded with us. We encourage you to read the privacy policies of other websites linked from our Site, as they may differ from ours. Our Site may be created and supported by Service Providers. However, it may also contain links to co-branded websites displaying Bsmi.am’s logo and brand, which, however, are created by third parties. We advise you to review the privacy policies on any co-branded or third-party websites to understand their data privacy practices and how personal data is collected through these sites, as they may differ from this Privacy Policy. This Privacy Policy applies solely to the information collected by Bsmi.am through its Site, where this Privacy Policy is posted.


11. Social Media and Public Forums

Please note that Bsmi.am is affiliated with social media platforms, including Facebook and Twitter. These social media platforms and social pages offer an opportunity for online interaction and collaboration among users. Information posted on any social media platform or Bsmi.am’s social pages or other public forums may be accessible to the public. This means that anyone with access to this information can use it for any purpose, including communication. We advise you not to share personal information on social media platforms or public forums. We cannot control the use of information posted on public forums, social media, blogs, wikis, or mobile applications. You should be cautious when sharing any information on such public platforms. Any information posted on social media by Bsmi.am, including advice and opinions, represents the views of the poster, and the company is not responsible for them. Bsmi.am does not specifically endorse, support, verify, or agree with the posted opinions and viewpoints.


12. Merger and Acquisition
In the event that we are declared bankrupt, merge with another company, or decide to buy, sell, or restructure part or all of our business, we may be required to share information about our current and prospective customers, including your data, depending on the nature of these transactions.

13. Privacy Policy Changes

Bsmi.am may periodically update this Privacy Policy. You should review it regularly. If any changes occur, we will notify you by posting the updated version of the document on the website. Changes will take effect from the date indicated at the top of the revised Privacy Policy. Your continued use of the website confirms your acceptance of the updated Privacy Policy and the revised terms.


14. Phishing

"Phishing" is a fraudulent activity aimed at stealing your personal data. If you receive such an email from us asking for private personal information, do not respond. We will never ask for your password, username, or bank account number via email. We may only ask you to confirm your name, address, date of birth, or membership-related information via email.

15. Feedback

For questions related to the Privacy Policy, letters, choosing marketing communication channels, or simply updating personal information, please send an inquiry to the address provided on the website.

PAID FEES ARE NON-REFUNDABLE. BY MAKING A PAYMENT ON THE WEBSITE, YOU AGREE TO OUR TERMS.
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